We are delighted to announce that Spectrum have joined our event on 17 September at the Europa Hotel.
Spectrum assists clients making important financial decisions, such as buying a home or property, financial planning and investments and purchasing the correct protection coverage. They are dedicated to creating meaningful, long-term relationships with their clients based on understanding, knowledge and commitment to progress. Spectrum is a company of action – proactive, professional and committed to creating long-term success and financial progression for their clients.
The company understands that everyone is different. That’s why their financial planning approach is as individual as their clients. They know the financial side of life can be complex and that is why the company works hard to get to know their clients and their clients’ aspirations through careful life planning and consultation. They then provide quality advice services and practical pathways to help clients achieve the life they want.
Spectrum’s financial planning services includes helping clients make efficient use of their existing resources, ensuring tax efficiency, as well as delivering a level of access and control clients require. In addition, they can help clients consider how their assets can be passed on to the next generation.
Their financial planning process involves developing strategies to help clients manage their financial affairs so they can build and preserve wealth, achieve financial security and most enjoy their lives.
As part of their comprehensive service, Spectrum will typically look at the following:
- Ensuring clients have sufficient liquidity both now and in the future
- Retirement option strategies
- Evaluating and measuring the risks affecting planning, the consequence of disability, premature death or even longevity
- Tax optimisation and reducing tax liabilities
- Estate planning, minimising the impact of inheritance tax, and ensuring assets are distributed in accordance with a client’s wishes
- Analysing, restructuring and simplifying investment portfolios
- Ensuring clients are on track to achieve the life they want by analysing in detail where they are now with where they want to be